Post by account_disabled on Mar 13, 2024 2:07:11 GMT -5
As a measure to reactivate the housing sector, the Government announced that it will allocate 1.2 trillion pesos to new mortgage credit lines through the National Savings Fund and Findeter. Acquiring a home through a mortgage loan is the most common form of financing for those who decide in the process of having their own home. Learn everything about mortgage credit here What are the new housing credit lines? On the one hand, the National Savings Fund will grant loans for VIP housing (priority interest housing) for families with incomes of up to approximately two current legal minimum wages. $2,320,000. With this preferential rate for the purchase of Priority Interest Housing , up to 80% of the value of the property can be financed with a term of up to 30 years. To do this, beneficiaries must have an initial payment of at least $21 million, in which case the monthly payment would be $300,000 pesos, including insurance. This line of credit will be valid until June 30, 2024 or until $500,000 million in credits have been granted.
These are the requirements to access the benefits: Applies for new Priority Interest Housing (VIP), equivalent to up to 90 SMMLV. The application must be for UVR credits. Applicants must be affiliated with the FNA for unemployment benefits or Contractual Voluntary Savings (AVC). Beneficiaries cannot exceed income of 2 SMMLV. It can be applied jointly to this credit, as long as the two beneficiaries are affiliated with the FNA and do not exceed 2 SMMLV. On the other hand, Findeter will open a credit line of 1 billion pesos to banks and cooperatives for BYB Directory people who wish to acquire VIS (Social Interest Housing) or VIP (Priority Interest Housing) housing, who can access credit with a rate interest rate that does not exceed 10.3%. Without the Government's line of credit, banks charge interest of approximately 18%. The credit will also be used for the remodeling and improvement of the housing of people in vulnerable conditions.
There are also opportunities for Builders The National Savings Fund will reactivate the Builder Credit, through which it will seek to provide liquidity to the sector and promote the reactivation and growth of housing. For this reason, VIS and VIP projects will be financed and financing will be granted in UVR or pesos so that builders have easier access to credit. On the Findeter side , VIS and VIP home builders will also be able to access credits such as working capital and debt replacement. In this way, Minister Catalina Velasco, together with the president of the National Savings Fund, Laura Roa and Juan Carlos Muñiz, president of Findeter, seek to reactivate the Construction sector and ensure that it continues to be an engine for the country's economy, in addition to generate employment and improve access to VIP and VIS housing. Thanks to these measures you will be able to access the home you have always dreamed of, take advantage of this opportunity, find out here the best offer of VIP and VIS projects and dare to make your dreams come true! Mortgage Simulator Mort.
These are the requirements to access the benefits: Applies for new Priority Interest Housing (VIP), equivalent to up to 90 SMMLV. The application must be for UVR credits. Applicants must be affiliated with the FNA for unemployment benefits or Contractual Voluntary Savings (AVC). Beneficiaries cannot exceed income of 2 SMMLV. It can be applied jointly to this credit, as long as the two beneficiaries are affiliated with the FNA and do not exceed 2 SMMLV. On the other hand, Findeter will open a credit line of 1 billion pesos to banks and cooperatives for BYB Directory people who wish to acquire VIS (Social Interest Housing) or VIP (Priority Interest Housing) housing, who can access credit with a rate interest rate that does not exceed 10.3%. Without the Government's line of credit, banks charge interest of approximately 18%. The credit will also be used for the remodeling and improvement of the housing of people in vulnerable conditions.
There are also opportunities for Builders The National Savings Fund will reactivate the Builder Credit, through which it will seek to provide liquidity to the sector and promote the reactivation and growth of housing. For this reason, VIS and VIP projects will be financed and financing will be granted in UVR or pesos so that builders have easier access to credit. On the Findeter side , VIS and VIP home builders will also be able to access credits such as working capital and debt replacement. In this way, Minister Catalina Velasco, together with the president of the National Savings Fund, Laura Roa and Juan Carlos Muñiz, president of Findeter, seek to reactivate the Construction sector and ensure that it continues to be an engine for the country's economy, in addition to generate employment and improve access to VIP and VIS housing. Thanks to these measures you will be able to access the home you have always dreamed of, take advantage of this opportunity, find out here the best offer of VIP and VIS projects and dare to make your dreams come true! Mortgage Simulator Mort.